Accidents With Uninsured Motorists

There are always a few irresponsible people who drive around without auto insurance. And sometimes those people are negligent and cause accidents. What happens if you’re hit by an uninsured driver? Who will compensate you?

First of all, I can tell you that it is doubtful you will receive any compensation from the uninsured driver. These people usually don’t have insurance because they don’t have any money.

What this means is that you have to look to your own insurance company to get compensated. There are three key coverages on your policy that may help you in the event you are hit by an uninsured driver.

If you car has collision coverage, the damage to your car will paid for by your own company. Unfortunately, it is very doubtful that the uninsured driver will help out with the damage to your car. If you don’t have collision coverage, your car won’t be paid for.

The second important coverage is medical payments coverage. Most vehicles have $1,000.00 or more in medical payments coverage. That means that some (or all) of your medical bills will be paid by your auto insurance company. After your medical payments coverage is used up, your health insurance company will pay medical bills.

The third coverage is uninsured motorist coverage. You will receive a payment under this coverage once you are done treating and give your company a complete release and closed file. In other words, you receive a settlement from your own insurance company.

Usually, in most settlements, you will receive some compensation for your pain and suffering. This may help you make up any money you lost if you didn’t have collision coverage for your car.

If you are hit by an uninsured driver, you can call me at 1-888-402-4878 (HURT.) The first phone call is free and no up front money is required when you hire me.

Crawford Law Offices

135 Lakewood Dr
Lincoln, NE 68510
Phone:
(402) 466-3040
Toll Free:
(888) 402-HURT
Fax:
(402) 466-3055

Our Office

Disclaimer

The material contained on this website has been prepared by Crawford Law Offices for informational purposes. The information is not intended to be and should not be considered legal advice. Use of this website does not create an attorney-client relationship between users of this site and any other party whatsoever.